Legal Disclaimer

By using the services of Western Crests, you agree to the terms outlined in this document. Our platform provides digital banking services, cryptocurrency savings, copyright artwork sales, loan applications, and related financial services. Users must provide accurate and truthful information when registering, uploading artwork, or applying for services.

Western Crests will only collect and process your personal information with your consent and as required to provide our services. Refusal to provide necessary details may limit your ability to use certain features.

Credit & Loan Terms

When applying for a loan through Western Crests, you agree to provide complete and accurate information. Approval is subject to our internal review and compliance checks. Interest rates, repayment schedules, and conditions will be clearly outlined in your loan agreement.

1. Loan applications must be made through the official platform.
2. Repayments must be made on or before the due date specified.
3. Failure to repay may result in late fees or account restrictions.
4. Western Crests reserves the right to decline or approve loans at its sole discretion.

Ownership & Intellectual Property

All content on this platform, including but not limited to text, design, logos, and software, is the property of Western Crests and is protected under intellectual property laws. Users uploading copyright artwork retain ownership of their creations but grant Western Crests a license to display and facilitate the sale of such works through the platform.

Provision of Services

Western Crests strives to provide continuous, secure, and reliable services. However, we cannot guarantee uninterrupted access to the platform at all times due to technical, regulatory, or operational issues.

• Digital and cryptocurrency savings
• Copyright artwork uploads and sales
• Loan applications and approvals
• Secure fund transfers and payments
• 24/7 account access (subject to availability)
• Compliance with financial regulations

Limitation of Liability

Western Crests will not be held responsible for losses resulting from user negligence, such as sharing account credentials, delays in repayments, or unauthorized transactions caused by compromised devices. While we implement strict security measures, users are responsible for safeguarding their login details.

Accounts, Passwords & Security

Users are responsible for maintaining the confidentiality of their account credentials, including passwords and two-factor authentication codes. Any activity performed under your account will be considered as authorized by you.

Western Crests reserves the right to suspend or terminate accounts that are suspected of fraudulent, illegal, or abusive activity. If you suspect unauthorized access, you must notify us immediately.